Health Insurance Help

Get Help with Health Insurance in New Hampshire

Our certified application counselors can help you get covered if you live in New Hampshire. (Maine residents: Follow these links for information about Marketplace or Medicaid coverage.)

We accept most private insurance plans, Marketplace plans, NH Medicaid, MaineCare and Medicare. (See complete list of insurances accepted.) If you are not eligible for health insurance, visit this page.

When Can I Enroll?

Medicaid: If you are eligible for Medicaid, you can enroll at any time. 

If you were terminated from Medicaid after 3/31/23 and still do not have health insurance, you have options! Contact us for help.  

Marketplace: The Open Enrollment Period for Marketplace is usually from November through mid-January. Outside of that period, if you experience certain “qualifying events,” you may be eligible for a Special Enrollment Period. Click the + sign next to “Special Enrollment Period” below for more information.

You may be eligible to enroll in Marketplace insurance outside of the Open Enrollment Period under certain conditions.

You may qualify to enroll in Marketplace health insurance if you…

  • Lose your health insurance coverage
  • Relocate from another state
 
You may make changes to your current Marketplace insurance if you…
  • Get married
  • Have a baby or adopt a child

If you’ve experienced any of these “qualifying events,” contact our staff about getting insured within 60 days of the qualifying event. You may also qualify if you meet certain income guidelines.

Are You at Risk of Losing Your Medicaid Coverage?

If you have been on Medicaid and didn’t complete a redetermination when it was due, you are at risk of losing your coverage. (more information here). To keep this from happening, you must update your information now. There are three ways to do this: 1) log into your online account; 2) complete forms that the State of NH sent to the address in their records; or 3) contact our enrollment counselors for help. 

Get Help Finding Your Health Insurance

Our staff can help you:

  • determine your eligibility for health insurance plans
  • go through the application process
  • understand when to enroll in or make changes to your health insurance coverage

To talk with our health insurance Certified Application Counselors:

What Health Insurance Coverage Am I Eligible For?

Here is information about Granite Advantage (a.k.a. Expanded Medicaid) and Marketplace plans. All coverage plans help pay for regular checkups, prescription drugs, ER visits, hospital stays, special visits, mental healthcare, and substance use disorder treatment.

You may be eligible for a Granite Advantage (NH Medicaid) or Marketplace insurance plan if your estimated household income for 2024 is in the range below:

Family SizeGranite AdvantageMarketplace
1<$1732 per month$18,760-$54,360 per year
2<$2,350 per month$25,270-$73,240 per year
3<$2,969 per month$31,790-$92,120 per year
4<$3,588 per month$38,295-$111,000 per year
5$4,207 per month$44,810-$129,880 per year

Preparing for Your Health Insurance Application

Our Certified Application Counselors can help you prepare for and complete online and in-person applications.

Please bring the following to your meeting with the enrollment counselor

  • Social Security numbers
  • Birth dates
  • Estimate of 2024 household income
  • Pay stubs, W-2 forms, or other information about your family’s income
  • Most recent tax returns (if any)
  • If you are enrolling in a Marketplace plan for the first time, bring your cell phone to receive email, or your email address and email account password, so we can activate your account for Healthcare.gov.
  • Policy/member numbers for any current health coverage
  • Immigration documents for any eligible immigrants who are eligible for health coverage
  • Information about any health coverage from a job that’s available to you or your family (even if you don’t take the insurance). Use the Employer Coverage Tool.
  • Employers’ names, phone numbers and addresses, for all household members
  • Home and mailing addresses for everyone applying for coverage

For new applications and renewals, please bring:

  • Your written estimate of household income for 2024, including all sources of income and amounts. Write down how you figured this out! You may want to use this tool to calculate your yearly income. An accurate estimate will help you get the correct tax credit – not too little and not too much. (If too much, you may have to pay some back to the government.)
  • If you have a household member who has access to insurance at work, complete this employer coverage tool.
  • List of the medications you and other household members take, providers you see, and hospital you prefer. This will assist in choosing the plan that best covers your needs.
  • If you lost your health insurance in the past six months, bring your loss-of-insurance letter and the insurance card for the plan that you lost.

If you have had Affordable Care Act insurance before, or if you have set up an account in the past even if you didn’t enroll, please also bring:

  • Your HealthCare.gov email address and password. Having this will allow you to best use your time with the enrollment counselor to set up your coverage for next year. If you don’t have it, you can set up an account or retrieve your login info at HealthCare.gov, or call 1 (800) 318-2596.
  • Notices from your current plan that include your plan ID#4
  • Your Medicaid card
  • Your username, password and secret question if you know them.
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